Tariffs and limits

ELCART cards

For salary projects

Rates Value (soms)
Issue of main card Free of charge
Re-issue of main card (expiration) Free of charge
Non-cash payment to trade and service enterprises Free of charge
Monthly statement Free of charge
Commission for conversion into cash money in network of the Bank and POS- terminals of Friendship network Free of charge
Commission for conversion into cash money in network of another Bank 0,6%
Express issue of card 200
Issue of additional card 100
Re-issue of main/additional card (damage of magnetic strip, loss of PIN-code, changing of holder’s full name) 150
Re-issue of main/additional card (loss, theft) 200
Annual service 100
Acceptance of cash assets 0%
Card blocking 50
Balance request in network of the Bank 2
Balance request in network of another Bank 5
Commission charges for recovery of a card withdrawn in the network of another bank:

65 days in the city of Bishkek, 70 days outside the city of Bishkek.

3 banking days in the city of Bishkek, 10 banking days outside the city of Bishkek

120

550

Commission charges for receiving, consideration of one financial claim 150
Additional statement on the card 10

For corporate cards

Rates Value (soms)
Standard fee  
Issue of main card (3 years) Free of charge
Re-issue of main card (expiration of the term) Free of charge
Annual card service (main, additional) Free of charge
Commission for conversion into cash money in network of the Bank and a Friendship network 0,4 %
Commission for conversion into cash money in network of another Bank 0,6 %
Non-cash payment to trade and service enterprises Free of charge
Balance request in network of the Bank Free of charge
Request balance in a friendship network 2
Balance request in network of another bank 5
Monthly statement Free of charge
Other fees  
Re-issue of main/additional card (loss, theft, damage of the magnetic strip, loss of the PIN code, changing of the holder's full name, etc.) 200
Card blocking 50
Additional statement on the card 10
Express issue of card 200
Commission charges for recovery of a card withdrawn in the network of another bank 120
Commission charges for receiving, consideration of one financial claim 150
Commission for the provision of a photoreport of another bank According to the tariffs of the acquirer bank

Daly limits by cards of Payment Service ELCART

A card holder can withdraw up to 10 000 soms in ATMs of the Bank by one operation.

In addition to this, the following daily limits are established for operations:

Transaction type Limit terms per day
Permitted amount of transactions Total sum of withdrawal in soms
Encashment in cash terminals * 10 50 000
Encashment в cash points (cashiers of the bank) * 5 100 000
Purchasing in trade points 20 140 000
Internet transactions (E-commerce) 10 50 000
Money transfer P2P 5 100 000
Payment for the services through the system «Mobile Bank» Without limitations 15 000

* In case of encashment of money assets over card limit, client has a right to refer to the bank department, where he had opened the account, submit a passport and withdraw the sum as required.


VISA cards

For salary projects

Transaction /service Visa Electron Visa Classic Visa Gold Visa Electron Visa Classic Visa Gold
Card expiration date 3 years 3 years
Card currency USD som
1. Issue and annual service
  Opening of current account for payments using a bank payment card and issue of primary / supplementary card free free
  Commission for annual service of the primary card $2 $5 $10 100 som 300 som 600 som
  Commission for annual service of supplementary card (individual, close relative) $2 $5 $10 100 som 300 som 600 som
  For urgent production of the primary / supplementary card (the card is issued no later than the next day) $5 $10 $20 300 som 600 som 1200 som
2. Minimum balance of the card
  The minimum balance on the card account provided for the primary card $5 $10 $20 0 som
  The minimum balance on the card account provided for the supplementary card $5 $10 $20 0 som
3. Reissue, replace and card blocking
  Reissue of primary/ supplementary card (expiration) free free
  Reissue of the primary/ supplementary card (loss of the card, damage to the magnetic stripe, loss of PIN code, change of the holder's name) $3 $5 $10 200 som 300 som 600 som
  Card blocking $1 50 som
4. Cash withdrawal
  At ATMs
    — in ATM network of the Bank and the partner network 0,4% 0%
    — in ATMs of other banks 1% (min $3) 1% (min 200 som)
  At POS-terminal
    — in ATM network of the Bank and the partner network 0,4% 0%
    — in ATMs of other banks 1% (min $3) 1% (min 200 som)
5. Cashless payment for goods and services at stores and point of sale free free
6. Information on the status of the card account
  Monthly report free free
  Additional report $1 50 som
  Request of balance on the card account in the Bank's network free free
  Get the information of the balance on the card account in a third-party bank device (for one transaction) $0,5 30 som
  Get satatement for the third parties according to the set tariffs according to the set tariffs
7.  
  Investigation at the request of the cardholder in the bank network free free
  Investigation at the request of the cardholder within the banks network of the Kyrgyz Republic $3 150 som
  Investigation at the request of card holder outside the Kyrgyz Republic $15 1000 som
  Additional VISA commissions for investigation at the request of card holder according to VISA tariffs according to VISA tariffs
  Commission for the return of the card in the bank network free free
  Commission for the return of a card in another ATM (Kyrgyz Republic) $3 150 som
  SMS notification $1 50 som
  Р2Р $0,3 15 som
  Payment for utility and other services through an ATM within the bank network $0,1 5 som
  Emergency services provided abroad according to VISA tariffs according to VISA tariffs
  Return of the card withdrawn outside the Kyrgyz Republic according to VISA tariffs according to VISA tariffs

Daily Limits on VISA Cards

A card holder can withdraw up to 10 000 soms in ATMs of the Bank by one operation.

In addition to this, the following daily limits are established for operations:

Card type Cash withdrawal in ATM ** Cash withdrawal in Cash Issue Points/Cash Office Internet purchases or remote payments for goods and services * Purchase via POS-terminals
Sum (soms) Sum (dollars) Number of operations Sum (soms) Sum (dollars) Number of operations Sum (soms) Sum (dollars) Number of operations Sum (soms) Sum (dollars) Number of operations
VISA Electron 70,000 1,000 10 140,000 2,000 5 140,000 2,000 10 140,000 2,000 20
VISA Classic 140,000 2,000 20 300,000 4,000 5 300,000 4,000 10 300,000 4,000 20
VISA Gold 210,000 3,000 30 700,000 10,000 5 700,000 10,000 10 700,000 10,000 20

* Internet purchase or remote payment for goods and services are carried out without physical presence of the card when such payments are made (booking hotels by fax, via Internet, stores, etc.). This type of payment is not available for VISA Electron cards by default. To make this service available a special application should be filed out.

** In case the sum of cash a customer wants to withdraw exceeds the daily limit on the card the customer can apply to the bank branch when his account has been opened and present his/her passport to withdraw the required sum.