Tariffs and limits

ELCART cards

For private persons

Rates Value — 3 years(soms)
Issue of main card 120
Re-issue of main card (expiration) 230
Express issue of card 250
Issue of additional card 150
Re-issue of main/additional card (damage of magnetic strip, loss of PIN-code, changing of holder’s full name) 120
Re-issue of main/additional card (loss, theft) 250
Annual service 150
Commission for conversion into cash money in network of the Bank 0,4%
Commission for conversion into cash money in network of another Bank 0,6%
Card blocking 50
Balance request in network of the Bank 1
Balance request in network of another Bank 5
Monthly statement Free of charge
Additional statement on the card 20
Commission charges for recovery of a card withdrawn in the network of another bank:

65 days in the city of Bishkek, 70 days outside the city of Bishkek

3 banking days in the city of Bishkek, 10 banking days outside the city of Bishkek

120

550

Commission charges for receiving, consideration of one financial claim 150
Fee for balance (% per annum)
Accrual, capitalization every month
3%

For salary projects

Rates Value (soms)
Issue of main card Free of charge
Re-issue of main card (expiration) Free of charge
Non-cash payment to trade and service enterprises Free of charge
Monthly statement Free of charge
Commission for conversion into cash money in network of the Bank and POS- terminals of Friendship network Free of charge
Commission for conversion into cash money in network of another Bank 0,6%
Express issue of card 200
Issue of additional card 100
Re-issue of main/additional card (damage of magnetic strip, loss of PIN-code, changing of holder’s full name) 150
Re-issue of main/additional card (loss, theft) 200
Annual service 100
Acceptance of cash assets 0%
Card blocking 50
Balance request in network of the Bank 1
Balance request in network of another Bank 5
Commission charges for recovery of a card withdrawn in the network of another bank:

65 days in the city of Bishkek, 70 days outside the city of Bishkek.

3 banking days in the city of Bishkek, 10 banking days outside the city of Bishkek

120

550

Commission charges for receiving, consideration of one financial claim 150
Additional statement on the card 10

«Pensioner's card» Tariffs

Bank fee title Amount of Bank fee
Standard Bank fee
Opening and closing of banking account free
Issue and annual servicing of the main / additional card free
Re-issue of the card upon the expiry free
Re-issue of the card (loss, theft, damage of magnetic stripe, loss of PIN code, change of the holder's name, etc.)* free
Commission for cashing in Bank's ATMs and in friendly ATMs free
Commission for cashing in ATMs of another bank 0,6%
Non-cash payment in retail business establishments free
Monthly statement free
Other
Urgent issue of the card 200
Additional card statement 10
Balance request, mini-statement in bank network free
Balance request, mini-statement in bank's friendly network 2
Balance request, mini-statement in the network of another bank 5
Card blocking 80
Commission for the return of a card seized in the network of another bank 120
Bank fee for submitting, reviewing a financial claim on one transaction in the network of another bank 150
Interest for the balance (% annual).

Charge monthly.
2%

(for the balance of 3000 soms and above)

* The card is re-issued for free maximum once a year. In case of exceeding the limit, the cost of re-issue is - 100 soms.

Tariffs «Socialnye vyplaty»

Fee Fee amount (KGS)
Standard fee
Opening and closing of banking account free
Issue/reissue upon termination of term and annual service of the main card for 3 years free
Card reissue (loss, theft, damage of magnet stripe, PIN code loss, change etc) 80
Fee for encashment of money funds in the network of the bank free
Fee for encashment of money funds in the network of other bank 0,6%
Non-cash payment to trade and service enterprises free
Monthly card account statement free
Other fees
Urgent issue of card 200
Additional card account statement 10
Request of the balance, mini-statement in the network of the bank 2
Request of the balance, mini-statement in the network of other bank 5
Block of the card 50
Commission charges for recovery of a card withdrawn in the network of another bank: 65 days in the city of Bishkek, 70 days outside the city of Bishkek 120
Commission charges for receiving, consideration of financial claim for one operation in the network of other bank 150
Remuneration to the balance (% per annum), monthly accrual 3%

Daly limits by cards of Payment Service ELCART

A card holder can withdraw up to 10 000 soms in ATMs of the Bank by one operation.

In addition to this, the following daily limits are established for operations:

Transaction type Limit terms per day
Permitted amount of transactions Total sum of withdrawal in soms
Encashment in cash terminals * 10 50 000
Encashment в cash points (cashiers of the bank) * 5 100 000
Purchasing in trade points 20 140 000
Internet transactions (E-commerce) 10 50 000
Money transfer P2P 5 100 000
Payment for the services through the system «Mobile Bank» Without limitations 15 000

* In case of encashment of money assets over card limit, client has a right to refer to the bank department, where he had opened the account, submit a passport and withdraw the sum as required.


VISA cards

Private persons tariffs

Operation/service Visa Electron Visa Classic Visa Gold Visa Electron Visa Classic Visa Gold
Card validity 3 years 3 years
1. Opening and issue of card USD KGS
  Opening of current account for transactions using banking pay card and issue of basic/additional card Free of charge Free of charge
  Annual service fee of basic card at the first time issuing $5 $10 $30 300 soms 600 soms 2 000 soms
  Annual service fee of additional card (phys.person, close relatives) $5 $10 $30 300 soms 600 soms 2 000 soms
  Urgent manufacture of basic/additional card (card to be issued next day) $5 $10 $30 300 soms 600 soms 2 000 soms
2. Irreducible balance of card
  Irreducible balance of card account provided for basic card $5 $50 $100 300 soms 3 500 soms 7 000 soms
  Irreducible balance of card account provided for additional card $5 $50 $100 300 soms 3 500 soms 7 000 soms
3. Re-issue/replacement and freezing of card
  Replacement fee of basic/additional card for the new term due to expiration of validity of a card Free of charge Free of charge
  Replacement fee of basic/additional card (damage of a magnetic strip, loss of the PIN code, changing of name of a card holder) $4 $7 $25 250 soms 500 soms 1 700 soms
  Freezing of card $1 50 soms
4. Cashing
  From automatic teller machines
    — within the network of Bank devices 0,5% 0,5%
    — within the network of other Banks devices 1% (min $3) 1% (min 200 soms)
  From POS-terminals
    — within the network of Bank devices 0,5% 0,5%
    — within the network of other Banks devices 1% (min $3) 1% (min 200 soms)
5. Cashless payment for goods and services in trading and service points Free of charge Free of charge
6. Information on status of card account
  Monthly statement of account Free of charge Free of charge
  Additional statement of account $1 50 soms
  Request of balance in the Bank network $0,1 7 soms
  Getting information about the balance of the card account from the other Bank’s device (per one operation) $0,5 30 soms
  Information receipt for third party according to the tariffs set by the Bank according to the tariffs set by the Bank
7. Other comissions
  Conducting investigation at the request of the card holder in network of bank Free of charge Free of charge
  Conducting investigation at the request of the card holder in network of KR banks $3 150 soms
  Conducting investigation at the request of the holder outside KR $15 1 000 soms
  The additional commissions of VISA on conducting investigation at the request of the holder according to the tariffs Visa according to the tariffs Visa
  Commission for return of the card to networks of bank Free of charge Free of charge
  Commission for return of the card to networks of KR banks $3 150 soms
  SMS notification $1 50 soms
  Р2Р $0,3 15 soms
  Payment of municipal and other services via the ATM in network of bank $0,1 5 soms
  The emergency services rendered abroad in accordance with tariffs in accordance with tariffs
  Return of the withdrawn card outside KR in accordance with tariffs in accordance with tariffs

For salary projects

Transaction /service Visa Electron Visa Classic Visa Gold Visa Electron Visa Classic Visa Gold
Card expiration date 3 years 3 years
Card currency USD som
1. Issue and annual service
  Opening of current account for payments using a bank payment card and issue of primary / supplementary card free free
  Commission for annual service of the primary card $2 $5 $10 100 som 300 som 600 som
  Commission for annual service of supplementary card (individual, close relative) $2 $5 $10 100 som 300 som 600 som
  For urgent production of the primary / supplementary card (the card is issued no later than the next day) $5 $10 $20 300 som 600 som 1200 som
2. Minimum balance of the card
  The minimum balance on the card account provided for the primary card $5 $10 $20 0 som
  The minimum balance on the card account provided for the supplementary card $5 $10 $20 0 som
3. Reissue, replace and card blocking
  Reissue of primary/ supplementary card (expiration) free free
  Reissue of the primary/ supplementary card (loss of the card, damage to the magnetic stripe, loss of PIN code, change of the holder's name) $3 $5 $10 200 som 300 som 600 som
  Card blocking $1 50 som
4. Cash withdrawal
  At ATMs
    — in ATM network of the Bank and the partner network 0,4% 0%
    — in ATMs of other banks 1% (min $3) 1% (min 200 som)
  At POS-terminal
    — in ATM network of the Bank and the partner network 0,4% 0%
    — in ATMs of other banks 1% (min $3) 1% (min 200 som)
5. Cashless payment for goods and services at stores and point of sale free free
6. Information on the status of the card account
  Monthly report free free
  Additional report $1 50 som
  Request of balance on the card account in the Bank's network free free
  Get the information of the balance on the card account in a third-party bank device (for one transaction) $0,5 30 som
  Get satatement for the third parties according to the set tariffs according to the set tariffs
7.  
  Investigation at the request of the cardholder in the bank network free free
  Investigation at the request of the cardholder within the banks network of the Kyrgyz Republic $3 150 som
  Investigation at the request of card holder outside the Kyrgyz Republic $15 1000 som
  Additional VISA commissions for investigation at the request of card holder according to VISA tariffs according to VISA tariffs
  Commission for the return of the card in the bank network free free
  Commission for the return of a card in another ATM (Kyrgyz Republic) $3 150 som
  SMS notification $1 50 som
  Р2Р $0,3 15 som
  Payment for utility and other services through an ATM within the bank network $0,1 5 som
  Emergency services provided abroad according to VISA tariffs according to VISA tariffs
  Return of the card withdrawn outside the Kyrgyz Republic according to VISA tariffs according to VISA tariffs

Daily Limits on VISA Cards

A card holder can withdraw up to 10 000 soms in ATMs of the Bank by one operation.

In addition to this, the following daily limits are established for operations:

Card type Cash withdrawal in ATM ** Cash withdrawal in Cash Issue Points/Cash Office Internet purchases or remote payments for goods and services * Purchase via POS-terminals
Sum (soms) Sum (dollars) Number of operations Sum (soms) Sum (dollars) Number of operations Sum (soms) Sum (dollars) Number of operations Sum (soms) Sum (dollars) Number of operations
VISA Electron 70,000 1,000 10 140,000 2,000 5 140,000 2,000 10 140,000 2,000 20
VISA Classic 140,000 2,000 20 300,000 4,000 5 300,000 4,000 10 300,000 4,000 20
VISA Gold 210,000 3,000 30 700,000 10,000 5 700,000 10,000 10 700,000 10,000 20

* Internet purchase or remote payment for goods and services are carried out without physical presence of the card when such payments are made (booking hotels by fax, via Internet, stores, etc.). This type of payment is not available for all types of VISA cards by default. To make this service available a special application should be filed out.

** In case the sum of cash a customer wants to withdraw exceeds the daily limit on the card the customer can apply to the bank branch when his account has been opened and present his/her passport to withdraw the required sum.

 

Тарифы по платежным картам для клиентов сторонних банков:

Name of tariff

som

Commission for the return of the card issued by the banks of the Kyrgyz Republic (except for banks of a friendly and partner network) seized in ATMs of the Bank (within 30 days)

200

Commission for urgent return of the card (within 2 working days) issued by the banks of the Kyrgyz Republic (except for banks of a friendly and partner network) seized in ATMs of the Bank

500

Commission for the return of a card issued outside of the Kyrgyz Republic seized in ATMs of the Bank (within 30 days)

500

Commission for the return of a card issued outside of the Kyrgyz Republic seized in ATMs of the Bank (within 2 days)

800

Providing a video / photo report from the Bank's ATM for third-party clients

300

Providing a video / photo report from the Bank's ATM to customers of the Friendly Network

100