Revolving card for individual entrepreneurs

For current and new borrowers of the Bank – individual entrepreneurs through corporate lending line and SME.

Loan currency:	KGS
Type of loan line:	revolving
Line amount:	to 1,000,000 KGS
Line period:	to 37 months
Interest rate:	At Borrower’s option: Fixed rate for the whole period - 25% per annum + Cashback in the amount of 5% of the purchase; The grace period rate up to 30 days – 0% since the date of the purchase or cash withdrawal by the 1st day of the following month. Within the main period - 28% per annum.
Loan arrangement fee:	absent
Fee for issuing a revolving card:	absent
Cash arrangement fee:	With a free-cash payment, fee is absent; By Elcart – 1% of the cash loan from ATM of any bank; 1% within the Bank network and friendly network, 1,5% in other banks (min. 300 KGS)
Collateral:	to 200,000 KGS – without mortgage and guarantee; above 200,000 KGS – real estate mortgage.
Loan repayment:	- Minimum payment - monthly 10% of the outstanding amount. - Advanced repayment at all reasonable time and in any amount without prior notice.
Processing period and granting of loan:	Elcart card within 1-2 days since presenting all documents VISA card – within 3-4 days since presenting all documents

Calculation of effective annual percentage rate is by each case individually. The loan expert can give consultation.

For the detailed information, you can call: +996 (312) 90 50 50, 90 54 66, 90 06 20, 44 00 99.