For current and new borrowers of the Bank – individual entrepreneurs through corporate lending line and SME.
Terms
Loan currency: | KGS |
Type of loan line: | revolving |
Line amount: | to 1,000,000 KGS |
Line period: | to 37 months |
Interest rate: |
At Borrower’s option:
|
Loan arrangement fee: | absent |
Fee for issuing a revolving card: | absent |
Cash arrangement fee: |
With a free-cash payment, fee is absent; By Elcart – 1% of the cash loan from ATM of any bank;
|
Collateral: | to 200,000 KGS – without mortgage and guarantee;
above 200,000 KGS – real estate mortgage. |
Loan repayment: | - Minimum payment - monthly 10% of the outstanding amount.
- Advanced repayment at all reasonable time and in any amount without prior notice. |
Processing period and granting of loan: | Elcart card within 1-2 days since presenting all documents
VISA card – within 3-4 days since presenting all documents |
Calculation of effective annual percentage rate is by each case individually. The loan expert can give consultation.
For the detailed information, you can call: +996 (312) 90 50 50, 90 54 66, 90 06 20, 44 00 99.