For current and new borrowers of the Bank – individual entrepreneurs through corporate lending line and SME.
|Type of loan line:||revolving|
|Line amount:||to 1,000,000 KGS|
|Line period:||to 37 months|
At Borrower’s option:
|Loan arrangement fee:||absent|
|Fee for issuing a revolving card:||absent|
|Cash arrangement fee:||
With a free-cash payment, fee is absent;
By Elcart – 1% of the cash loan from ATM of any bank;
|Collateral:||to 200,000 KGS – without mortgage and guarantee;
above 200,000 KGS – real estate mortgage.
|Loan repayment:||- Minimum payment - monthly 10% of the outstanding amount.
- Advanced repayment at all reasonable time and in any amount without prior notice.
|Processing period and granting of loan:||Elcart card within 1-2 days since presenting all documents
VISA card – within 3-4 days since presenting all documents